Phelps County Habitat for Humanity constructs new homes with the support of community partners, donors, and volunteers. Our homeownership program is designed to assist qualified homebuyers in achieving the dream of homeownership. Habitat provides a "hand-up" rather than a "hand-out." Qualified homeowners purchase a house with an affordable, no-interest loan from Phelps County Habitat and make monthly payments. The selected family invests their labor, known as "sweat equity," to help build their home or support other Habitat activities.
When a new project opens up, interested families are invited to an Applicant Orientation meeting, followed by a series of interviews by the Family Selection Committee. This committee comprises volunteers who review the applications and work with applicants to assemble all required information. The process includes a credit check, requests made for references, income tax forms, pay stubs, and other documentation. If the family selection committee feels that applicants are ready and qualified to become Habitat homeowners, their applications are submitted to the Board of Directors for consideration.
Phelps County Habitat for Humanity provides equal housing opportunities for all and ensures fair and equal access to its programs and services regardless of race, color, religion, gender, national origin, familial status, disability, marital status, ancestry, sexual orientation, source of income, or other characteristics protected by law.
The application process is currently closed. Please check back for updates.